118 Norton Street
Waterbury, CT 06708 · Town Plot
$299,999
2
Bedrooms
1
Bathrooms
918
Square Feet
0.18 Acres
Lot Size
1978
Year Built
Ranch
Style
1 Car
Garage
About This Property
A Home Built for
Modern Living
Welcome to 118 Norton Street, located in Waterbury's well-established Town Plot neighborhood with convenient access to I-84, Route 8, shopping, dining, and everyday amenities. This home offers a compelling combination of location, energy efficiency, and flexible living space.
In addition to the recorded bedrooms, the property features two additional finished rooms that provide excellent versatility — ideal for a home office, guest space, workout area, or other uses. These rooms offer valuable added space beyond the 918 square feet reflected in public records.
A standout feature of this property is the fully paid-off solar panel system, which will transfer to the new owner at closing with no loan, no lease, and no additional obligation. With Connecticut electric costs commonly ranging from $150 to $250+ per month, this system offers the potential for meaningful monthly savings and long-term cost stability.
Property to be sold as-is. Strong interest is anticipated — schedule early once showings begin.
Fully Paid-Off Solar System Included
The solar panel system transfers to the new owner at closing with no loan, no lease, and no additional obligation. With Connecticut electric costs commonly ranging from $150–$250+ per month, this represents meaningful long-term savings.
Audio Overview
The Energy-Independent Norton Street Ranch
Photo Gallery
Property Photos
10 photos — click any photo to view full size
Property Features
What's Included
Solar Panels
Fully paid-off, transfers free & clear at closing
Central Air
Central air conditioning throughout
Bonus Rooms
2 additional finished rooms not in sq ft count
Garage
1-car under-house garage + paved driveway
Above Ground Pool
Outdoor above-ground swimming pool
Level Lot
0.18 acres, level lot with mature landscaping
Hot Water Heat
Hot water heating system, oil fuel
Public Utilities
Public water & sewer connected
Full Details
Property Specifications
School District
Elementary
B.W. Tinker School
Middle
West Side Middle School
High School
John F. Kennedy High School
Neighborhood
Somewhat Walkable
Walk Score® — Some errands can be accomplished on foot
Convenient access to I-84, Route 8, shopping, dining, and everyday amenities in Waterbury's well-established Town Plot neighborhood.
Directions
From I-84, take Exit 25 for CT-8 North toward Torrington. Take Exit 32 for Freight St/Hamilton Ave. Turn left onto Hamilton Ave, then right onto Norton St. Property will be on the right.
Location & Lifestyle
About the Area
I-84 & Route 8 — The Mixmaster
118 Norton Street sits roughly one mile from the I-84 / Route 8 interchange — locally known as the Mixmaster — one of the most strategically located highway junctions in Connecticut. I-84 runs east–west, connecting Waterbury directly to Hartford (≈ 30 miles) and Danbury (≈ 25 miles), while Route 8 runs north–south toward Torrington and south through Naugatuck and Derby to Bridgeport. Together, these two corridors put virtually the entire state within reach: New Haven is roughly 25 miles south, Springfield, MA is about 55 miles north, and New York City is approximately 80 miles southwest via I-84 to I-684.
Waterbury Train Station — Metro-North Access
The Waterbury Metro-North station on Meadow Street is approximately 1.5 miles from the property. The station is the northern terminus of the Waterbury Branch of the Metro-North New Haven Line. Trains run several times daily, offering a quick ride down to Bridgeport — where riders can transfer to the main New Haven Line for direct service into Grand Central Terminal in New York City. CTfastrak express bus service also operates from the station to Hartford via Cheshire and Southington.
Town Plot Park — Right in the Neighborhood
Town Plot Park on Rosemont Avenue is the neighborhood's primary green space, located less than half a mile from the property. The park features three tennis courts, two basketball courts, four baseball/softball fields, two soccer fields, bocce courts, a playground, and picnic areas — all accessible year-round. For larger outings, Hamilton Park (Waterbury's oldest municipal park, founded in 1898) is a short drive away and offers athletic fields, a swimming pool, a pond, and walking paths across its expansive grounds.
Town Plot — An Established Waterbury Neighborhood
Town Plot is one of Waterbury's most established residential neighborhoods, situated in the western part of the city. The area is characterized by tree-lined streets, a mix of ranch and colonial-style homes, and convenient access to everyday amenities including grocery stores, pharmacies, and dining along West Main Street. The neighborhood's location — close to the highway network yet set back from the commercial corridor — makes it a practical base for commuters and those who value proximity to services without sacrificing a quieter residential setting.
All distances and travel times are approximate. Buyers should independently verify commute times and transit schedules.
Financing
Mortgage Calculator
Estimate your monthly payment. This property is eligible for FHA, VA, and CHFA financing.
Down payment: $30,000 (10%) · Loan amount: $269,999
Down payment assistance may be available
CT programs like CHFA Time To Own may cover part — or all — of your down payment, sometimes with no repayment required. Check your eligibility →
Estimated Monthly Payment
Principal & Interest
$1,707/mo
Est. Total PITI / Month
$2,333/mo
Financial Assistance
Homebuyer Grants & Programs
Most buyers have no idea how many programs they qualify for — or that some of them never have to be repaid. Below is a sample of what may be available. Fill out the short form to find out exactly which ones apply to you.
CHFA Time To Own
One of Connecticut's most powerful programs — and most buyers have never heard of it. If you qualify, you may never have to repay a cent of your down payment assistance. Do you qualify? Fill out the form and we'll find out.
CHFA Down Payment Assistance
Connecticut has dedicated programs specifically designed to help buyers cover down payment and closing costs. Eligibility is broader than most people expect. You may already qualify without knowing it.
City of Waterbury Assistance
Buying in Waterbury may unlock city-level assistance that stacks on top of state programs — meaning more money toward your purchase from multiple sources at once. Most buyers leave this on the table simply because they didn't know to ask.
Employer Housing Benefits
Some of the largest employers in Connecticut quietly offer homebuyer assistance as a workplace benefit — forgivable loans, grants, or closing cost help. Most employees have no idea it exists. Do you work for a qualifying employer? Let us check for you.
Individual Development Accounts
Connecticut runs a matched savings program where every dollar you put toward a home purchase can be matched with additional funds from public and private sources. It's one of the most underutilized programs in the state — and one of the most valuable for the right buyer.
HDF Workforce Initiative
If you work in the same city where you're buying, you may qualify for up to $25,000 in assistance at 0% interest through the Housing Development Fund. That's a significant head start — and it's available right now.
Free Eligibility Check
Find Out What You Qualify For
Answer a few quick questions and we'll identify every program, grant, and benefit you may qualify for — including ones most buyers never find on their own. No cost, no obligation, no pressure.
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Program availability, eligibility requirements, and funding levels are subject to change. Buyers should independently verify current program terms with the relevant agencies or a licensed lender.
Complimentary Service
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